Business credit provides lenders a snapshot of your business’ financial reputation and allows your cash to flow unrestricted while you leverage your company’s credit profile, all without having your personal credit being tied up! It is similar to your personal credit. Your personal credit score ranges from 300 – 850, while your business credit score ranges from 0 – 100 on one scale, and 0 – 300 on another. It reflects your payment history, inquiries, account balances and other financial remarks reported to your business credit report. It is reviewed more often than business owners may realize. For example the Small Business Administration reaches their  decision to extend credit for certain loans based on your company’s business credit score. It is permanently linked to your business’s name, and once established does not typically require a personal guarantor.