Terms & Conditions
Services are provided on a month-to-month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears.
Commitment to Your Privacy
This site is owned and operated by Millennium Financial Services Inc. Your privacy on the Internet is of the utmost importance to us. At Millennium Financial Services Inc, we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.
Sharing of Information
Millennium Financial Services Inc does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.
Millennium Financial Services Inc operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.
Information Millennium Financial Services Inc Gathers and Tracks
Millennium Financial Services Inc gathers two types of information about users:
• Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address. This information is not shared or used for any marketing purposes whatsoever.
• Information Millennium Financial Services Inc gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.
Millennium Financial Services Inc tracks user traffic patterns. However, we do not correlate this information with data about individual users. Millennium Financial Services Inc does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). Millennium Financial Services Inc sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.
Public Safety and Legal Process
We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.
You are entitled to a 100% refund on all monthly payments if:
We do not remove any negatives worked on. You have had 120 days (4 consecutive months) from the time that you retain our services. You have not used a credit-consulting (or credit repair) agency nor attempted to repair your own credit at least 1 year prior to signing up for our services. You have had no new collections or missed payments during the time frame we are assisting you. You have maintained credit monitoring services at all times during the time frame we are assisting you. You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within 5 days of receipt. You should receive updated credit reports every 35-45 days and make us aware if updated reports have not been received.